Privacy Policy

This site will not distribute information that identifies you individually or reveals your identity unless you give your prior approval in response to a request made by this site. We may collect and use information about you and your use of the site for our own internal purposes such as, for example, analyzing usage of the site in order to improve the service. We may distribute information about our users and use of the site, but only in forms that do not identify you individually or reveal your identity. You have an ongoing and continuous option to decide whether you wish to continue to receive any e-mails from this site.

In order to provide our users with a more complete understanding of how the site collects and uses information from our users, we have provided the following information:

Internet Protocol (IP) Address

The site logs IP addresses for systems administration, diagnostic, and site tracking purposes. We do not link IP addresses to information identifying its users individually. IP addresses will be used to track attempts disrupt the normal operation of the site.

Cookies

The site uses "cookies" to enable you to sign in to our services and to help personalize your online experience. A cookie is a small text file that is placed on your hard disk by a Web page server. Cookies contain information that can later be read by a web server in the domain that issued the cookie to you. Cookies cannot be used to run programs or deliver viruses to your computer.

This site uses cookies to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content and appropriate advertising on your later visits to these sites.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of this site and services that depend on cookies.

Information Collection

For individual consumer registrations on this site, users will be asked to provide a username, password, and e-mail address. Some areas of the site require unique identifiers (username and password) so that it can verify users when they access the site and present them with the data that they have entered. The user's e-mail address will be used for communication e-mail that is sent from this site for account update reminders, newsletter(s), and other communications.

Once a user has a registration with this site, they may enter credit/debt information. It is highly recommended that aliases/nicknames be used for credit/debt information that is entered. This information may be used by the site for general statistical information, for example, what is the average percentage rate for credit/debt for users of the site. This statistical information may be distributed, but only in forms that do not identify or relate users to the statistical information.

At any time a user may completely delete their account with this web site.